2025 Financial Literacy Podcast Quiz

Make Financial Literacy a Priority in 2025

Listen to our monthly episodes and complete the review quiz to be entered to win $25!^*

Episode 26: February 19, 2025 - Understanding the Home Buying Process and Real Estate Loan Options

Presenters: Lori Floyd, APCI FCU Director of Marketing (Host), and our guest, Meghan Bond, APCI FCU Loan Officer.

Episode 25: February 5, 2025 - Credit Union Look Back at 2024 and What is Coming in 2025: Banking Solutions for Your Everyday Needs.

Presenters: Lori Floyd, APCI FCU Director of Marketing (Host), and our guest, John Jeffries, APCI FCU Chief Marketing & Retail Delivery Officer.

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1. You’ve done your homework and know the kind of home you would like. A great step forward would be to get pre-qualified for the mortgage amount you are comfortable financing. :

2. Getting pre-qualified for a mortgage will help you to establish a price range, know how much of a down payment you’re going to need, and learn in advance if there will be any issues in securing a mortgage. :

3. A buyer’s disclosure is a document that must list whatever defects are known by the seller in the home. :

4. Fixed rate mortgages are the simplest and most popular because your payment amount will not change over the life of your loan due to the fixed interest rate. :

5. Adaptable-rate mortgages or ARMs, offer a lower starting interest rate and payment but your rate and payment could increase as time goes on. :

6. A comp is a statistic that compares what other houses in the neighborhood have sold for. :

*Members in good standing who complete the monthly Podcast review quiz will be automatically entered to win one of four $25.00 cash prizes each month. There is a limit of one entry per individual member per month. Four random winners will be selected each month and will be notified. Members can only win one $25.00 account credit in a six-month period and can not win both monthly (Podcasts and APCI ePaper) drawings in the same month. APCI FCU staff, volunteers, and their immediate family or household are ineligible to win.

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Make Financial Literacy a Priority in 2025