APCI FCU News
9/18/26 - October Rates Announcement: Our Credit Union Pricing Committee met on 9/17/26. As of 10/1/26 at 7:30 am ET, rates for select certificates, refinance mortgages, and rental real estate loans will increase. All other deposit and loan rates will remain unchanged. Our Home Equity Line of Credit & Fast Cash rates are variable rate programs that may change on the first business day of any month.
9/9/26 - Never trust wiring instructions sent or changed via email. Cyber criminals hack email accounts to send fake routing and account numbers, often targeting real estate buyers or businesses.
How the Scam Works
- Account Hacking: Scammers break into or spoof emails of real estate agents, title companies, or vendors.
- Fake Updates: They send a last-minute email claiming a "change" in wiring details due to security or processing updates.
- Stolen Funds: Once you wire the money to the fake account, it is quickly drained and nearly impossible to recover.
Best Practices to Stay Safe
- Call to Verify: Always call the recipient using a trusted phone number you already know or found from an independent source - never use the phone number listed in the email.
- Watch for Red Flags: Be suspicious of urgent requests, last-minute changes, or slightly altered sender email addresses.
- Report Fraud: If you suspect wire fraud, contact your FI immediately to request a wire recall, and file a report with the police and Federal Trade Commission.
6/1/26 - Passkey authentication is now available as a multi-factor authentication method within APCI eBanking.
Passkey is a form of multifactor authentication that uses a public key cryptography in combination with biometrics like fingerprint or facial recognition or a device PIN to verify an account owner’s identity. Passkeys act as a replacement for traditional passwords. Learn how to enroll in our APCI eBanking Guide.
