Fast Cash/Overdraft Protection

Discover Rates & Terms Next Steps

Coverage When it's Needed

Fast Cash is there when you need it.¹

Available line of credit up to $15,000
- Maximum combined unsecured debt is $50,000 and includes Unsecured Loans, Fast Cash/Overdraft Protection, and Mastercard® lines of credit
Overdraft protection for your Checking Account
Low monthly variable rate and no fees
Initiate transfers from Fast Cash to your APCI FCU accounts using your ATM Card or Visa® Debit Card at an ATM, through APCI eBanking, or by calling APCI eTalk

¹ All loans are subject to credit review.

Rates & Terms

Rates effective June 2, 2025, at 7:30 am ET
Rates are subject to change.

Fast Cash/Overdraft Protection

Personal Unsecured (Fast Cash) Line of Credit Disclosure

Account Type	Rate	APR*	Minimum Payment
Fast Cash/Overdraft Protection* variable prime rate plus 3%
Line of Credit	10.500%	10.50%	Minimum payment of $15 or 3% of balance
* APR = Annual Percentage Rate. Rate is variable and subject to change after loan account is open.

Next Steps

A government-issued photo ID is required from all borrowers and co-borrowers. Proof of income may be required. Please reference the following information before starting your application.

Personal Unsecured (Fast Cash) Line of Credit Disclosure

Apply Online

APCI eBanking users: log in to APCI eBanking > Apply for a Loan > Apply for a Personal Loan
Non APCI eBanking users: Apply for a Personal Loan

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