Services and Fees
| Description | Fee |
|---|---|
| Account Related Fees1 | |
| Account Reconciliation and/or Research: per hour $25 minimum charge |
$25.00 |
| ATM or Visa® Debit Card Replacement | $5.00 |
| ATM Withdrawal: per ATM withdrawal in excess of 15 per month |
$1.50 |
| Bad Address/Unlocated Member: per month until valid address is provided |
$5.00 |
| Cashier's Check/Check Copy: payable to 3rd party |
$5.00 |
| Escheatment Processing Fee | $50.00 |
| Dormant Account: per month after 24 months of inactivity |
$5.00 |
| Foreign Check Deposit (for checks over $7,500 additional fees may apply)2 per check |
$50.00 |
| IRA Transfer: outgoing to another Financial Institution |
$15.00 |
| NSF Item: non-sufficient funds share draft or ACH debit (once per item)3 |
$30.00 |
| Returned Foreign Check | $25.00 |
| Share Draft Copy4 | $5.00 |
| Statement Copy: per statement (up to 5 copies)5 |
$5.00 |
| Stop Payment: ACH debit |
$20.00 |
| Stop Payment: Share Drafts6 |
$20.00 |
| Temporary Checks / sheet of four checks: other than account opening |
$5.00 |
| Miscellaneous Fees1 | |
| Federal Express Overnight Saturday | $35.00 |
| Federal Express Overnight Weekday | $25.00 |
| Legal Process Fees: garnishment/subpoena |
$100.00 plus attorney fees |
| Tax Levy Fee | $100.00 |
| Visa® Gift Card | $2.50 |
| Visa® Travel EMV Card | $5.50 |
| Wire Transfer - Incoming: domestic & international |
No charge |
| Wire Transfer - Outgoing: domestic only |
$25.00 |
1 All fees subject to change.
2 Foreign check fees are based on the actual processing and handling charges paid by the credit union for this service. The minimum processing fee is $50 per check, additional fees of up to $50 per check may be applied and deducted from the member's account on checks over $7,500. Foreign Check Return Fee is $25 per check.
3 The Non-Sufficient Funds (NSF) Fee is applied once (per item) if funds are not available in the member's account for clearing a check, ACH, or any other similar item upon its initial presentment. Multiple NSF Fees will not be applied (on a single item) as a courtesy of your membership at APCI FCU.
4 No charge if processed through APCI eBanking.
5 Beyond 5 copies the fee is applied as account research at a minimum rate of $35 per hour.
6 No charge if processed through APCI eTalk or APCI eBanking.
