FAQ

Yes, you can have both a Traditional and Roth IRA. The maximum contribution for the year is accumulative. For 2024 & 2025, the contribution limit for both is $7,000 per year or a cumulative total of $7,000 between both a Traditional IRA and Roth IRA per year. If you are 50 years old or older, you are able to contribute an additional $1,000 as a ‘catch up’ contribution.

For 2024, the contribution limit for both is $7,000 per year or a cumulative total of $7,000 between both a Traditional IRA and Roth IRA per year. If you are 50 years old or older, you are able to contribute an additional $1,000 as a ‘catch up’ contribution.

For 2025, the contribution limit for both is $7,000 per year or a cumulative total of $7,000 between both a Traditional IRA and Roth IRA per year. If you are 50 years old or older, you are able to contribute an additional $1,000 as a ‘catch up’ contribution.

There is no limit to how many new members you refer. However, there is a limit of $75 per individual member, per calendar year in incentive earnings.

Properly endorsed personal and business checks (Checks received from Insurance Companies, Other Financial Institutions, or Retail Businesses), government/treasury checks or cashier checks issued in US dollars can be deposited using APCI eDeposit. Checks from Canada and other foreign countries, food stamps, savings bonds, money orders, traveler's checks, and poor-quality checks must be deposited traditionally. Checks made payable to a business that a member owns, or those from a business the member owns made payable to them, cannot be deposited into their Credit Union account. Treasury Checks without the proper account owners matching the check recipient(s) are also not permitted to be deposited through APCI eDeposit.

Events are offered on the fourth Wednesday of January, April, July, and October at 12:00 pm ET.