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Two options to receive funds instantly into your APCI FCU account.

FedNow® Instant Payment Service

The FedNow Service is a new instant payment infrastructure developed by the Federal Reserve that allows financial institutions of every size across the U.S. to provide safe and efficient instant payments. Both the sending and receiving financial institutions must be providers of the service. Currently, your APCI FCU account can only accept payments. Learn more about the service on the The Federal Reserve's website.

RTP® 

RTP® from The Clearing House is a real-time payments platform that all federally insured U.S. depository institutions are eligible to use for payments innovation. Instant payments over the RTP network allow consumers and businesses to conveniently send payments directly from their accounts at insured depository institutions 24/7, and to receive and access funds sent to them over the RTP network immediately. Currently, your APCI FCU account can only accept payments. Learn more about the service on The Clearing House's website.

To receive your instant payment from others use the following:

  • APCI FCU Routing Number - 231379034
  • Your Electronic Transfer Account Number - MICR from your APCI eBanking Details
    • Log in to APCI eBanking
    • Select the Share you would like to receive the instant payment
    • Click Details
    • Copy your Electronic Transfer Account Number - MICR
  • Use your personal check to get your payment information

 

Check Sample

 

FedNow® FAQs

 

 

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