Questions? We Have Answers
Do you want to know more about membership, or a product or service? Please select from the categories below to find answers to many commonly asked questions.
- APCI eLearning
- ATM/Visa® Debit Card
- Certificates
- Digital Banking - APCI eBanking
- Electronic Notifications - APCI eAlerts
- Electronic Statements - APCI eStatements
- FedNow® FAQs
- IRA
- Loan - General
- Loan - Purchase/First Mortgage
- Loan - Real Estate
- Loan - Vehicle FAQs
- Loans - Student Loans
- Mastercard®
- Member Service
- Membership
- Mobile Banking - APCI eBanking App
- Mobile Check Deposit - APCI eDeposit
- Money Market
- Online Applications Center
- Online Bill Pay Service - APCI ePay
- Referral Program - APCI eReferral
- Savings & Checking
- Telephone Banking Service - APCI eTalk
No, Loan ePay is for external financial institutions only. The APCI eBanking transfer feature can be used to pay your APCI FCU loans from your APCI FCU savings accounts.
We offer Loan ePay for our members who have loans with APCI FCU. Loan ePay is a safe and secure way to pay your APCI FCU loans online from other financial institutions. Self-enroll through Loan ePay Choose "Register" on the left tab, enter your account and contact info. From there you can add each individual loan that you plan on paying as well as your external financial institution checking or savings account information.
- Use APCI eDeposit: deposit checks in an instant using your mobile device
- Access the ATM Network Locator Tools to locate the surcharge-free ATMs near you that accept deposits
- Mail your check deposit to PO Box 20147, Lehigh Valley, PA 18002-0147 (please do not mail cash)
- Make loan payments from other financial institutions through Loan ePay
No, Loan ePay is free to our members.
APCI Federal Credit Union
PO Box 20147
Lehigh Valley, PA 18002-0147
We offer easy ways for you to apply.
- Apply Online
- Current APCI eBanking users, log in to APCI eBanking > Apply for a Loan
- Non-APCI eBanking users, visit our APCI eLoan Online Applications Center > Apply for a Loan
- Make loan payments from other financial institutions through Loan ePay
No, you can visit our APCI eLoan Online Applications Center to submit a loan application without being a member. However, in order to use any Credit Union products and/or services, including our loan products, you must be a Credit Union member. If you are in the field of membership, there is a minimum deposit of $5 required to establish and maintain membership.
Members under 18 years of age can apply for a loan or credit card only if another person of age (18 years or older) is included on the application. The amount of the loan or credit may be limited depending on credit worthiness of the second person. The minimum age for an ATM Card or Visa® Debit Card is 16 years of age and requires a joint owner on the account. If the account is individual, the minimum age for an ATM Card or Visa Debit Card is 18 years old.
No, APCI Federal Credit Union does not charge a prepayment fee on any loan or line of credit.
